ITQAN CONSULTING SERVICES
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AVICENNA MEDICAL MALPRACTICE TAKAFUL
1st Shariah Based Imdennity Plan For Doctor
Introducing our Medical Practitioners Takaful, a new and innovative medical malpractice takaful solution for healthcare practitioners.
Full Retrospective Cover for Participant who currently has similar and uninterrupted cover
Unlimited Run Off Cover with structured additional contribution
Medical Incident cover for loss resulting from a medical incident by the Participant in the provision of healthcare services
Legal representation at inquiry cover (up to certain sub-limit) incurred directly or in connection with Partidpant co-operating with an inquiry
Vicarious liability cover arising from any act, error or omission of any locum doctor covering the duties of the Participant in the provision of professional healthcare services for which the Participant is legally liable.
Good Samaritan Acts cover for any loss resulting from a Claim or Inquiry arising from the provision of emergency first aid services.
Defamation cover for any loss resulting from a claim for unintentional defamation by the Participant in the provision of Professional Healthcare Services
Intellectual Property Infringement cover for any loss resulting from a claim for unintentional infringement of any intellectual property right (other than patent right) by the Participant in the provision of Professional Healthcare Services
Loss of Documents cover for any loss resulting from a claim for the loss of, damage to or destruction of documents for which the Participant Is legally responsible in the provision of Professional Healthcare
Emergency Defence Costs and Legal Representation Expenses cover, in the event it is not possible for the Participant to obtain underwriter's written consent prior to the incurring of defence costs or legal representation expenses
Advancement of Defence Costs and Legal Representation Expenses cover within 30 days of receipt and approval of an invoice for such defence costs or legal representation expenses
Cyber and Privacy Infringement cover for any loss resulting from a claim or an Inquiry for any unintentional Cyber and Privacy Infringement by the Participant in the provision of professional healthcare services
* Effective second year of renewal
HOW TO SUBSCRIBE??
Follow 3 easy steps below:
1. Download proposal form & credit card / debit card form.
2. Fill all forms
3. Scan and email all completed form and documents required to us: email@example.com
Credit / Debit Card form
Any enquiries, please contact Shuhadah 0169204990
WHAT IS MEDICAL MALPRACTICE?
Professional negligence by action, error or omission by a healthcare provider.
Treatment provided falls below accepted standard of practice.
Causes bodily injury, mental injury, illness, sickness or death to the patient.
Claimant must show:
Doctor owed a duty of care to the patient,
Negligent in his or her patient management,
Result , patient suffered harm,
Both liability and causation to obtain compensation,
Participant acted differently from generally accepted standards,
Harms may have not occurred if such approach not applied /administered,
Quantum, i.e. loss of current and future earnings, reduced quality of life, mental anguish.
Medical Incident Claims
Takaful Operator shall pay on behalf of the Participant all Loss resulting from any Claim arising from a Medical Incident by the Participant in the provision of Professional Healthcare Services provided that such Claim is first made against the Participant during the Period of Takaful.
Legal Representative at Inquiry
Takaful Operator shall pay on behalf of the Participant all Loss, up to the sub-limit specified in the Schedule, incurred directly in connection with the Participant co-operating with an Inquiry provided that such Inquiry is first commenced against the Participant during the Period of Takaful.
Takaful Operator shall pay on behalf of the Participant all Loss resulting from any Claim against the Participant arising from any act, error or omission of any locum doctor covering the duties of the Participant in the provision of Professional Healthcare Services for which the Participant is legally liable provided that such Claim is first made against the Participant during the Period of Takaful.
1. Automatic Reinstatement – Free of charge for one time only
2. Personal Liability – Sublimit RM 100,000.00
3. Personal Accident – Limit RM 100,000.00
4. Aggravated Extension
EXAMPLE OF MEDICAL MALPRACTICE:
Disclaimer: "Kami adalah konsultan yang memberi konsultasi kewangan menggunakan instrumen kewangan yang disediakan oleh syarikat-syarikat seperti Prudential BSN Takaful Berhad, Syarikat Takaful Malaysia Berhad, PMB Investment Berhad dan Wasiyyah Shoppe Berhad. Maklumat dalam web ini hanyalah penerangan ringkas dan berdasarkan pendapat peribadi kami dan bukan sebahagian daripada sijil atau dokumen yang dikeluarkan oleh syarikat-syarikat penyedia produk. Kami dan syarikat-syarikat seperti dinyatakan tidak akan bertanggungjawab sekiranya terdapat salah faham dalam apa yang disampaikan. Anda dinasihatkan untuk berjumpa terus dengan kami sebagai wakil sah syarikat atau berhubung terus dengan syarikat penyedia produk bagi mendapatkan penerangan yang lebih terperinci."
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